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HOW TO DEAL: PAPER CLUTTER

Do you find paper clutter nearly impossible to deal with? Previously, I’ve sprinkled in tips on decluttering paper but since this seems to be a huge pain point for many, here is a step-by-step post dedicated to this topic. To start off, let me just say - when I first dealt with my paper clutter it was kind of an annoying process but the payoff was so worth it! Take a moment and imagine how awesome it'll feel to have it in order with a plan in place to stop it from piling up again. Are you up for the challenge to deal with paper clutter for good? If so, let’s go!


STEP 1:

Sort into categories:

  • Shred - This includes any documents you don't need that contain confidential information.

  • Recycle - Papers, catalogs, etc. that you don't need, don‘t contain confidential information and can be recycled properly.

  • Scan - Any documents that you need that can't be found online/digitally. Manuals, instructions, bills, credit card and bank statements can usually be found online. SIDE NOTE: Scanning everything isn't the answer. Don't get rid of physical clutter only to add to digital clutter - scan only what you need.

  • File - Any documents that you need originals of. It's a good idea to also scan these documents as a backup - just in case. For taxes, keep hard copies for 3 years and scan in 5-7 years. The IRS site states: "Keep records for 3 years from the date you filed your original return or 2 years from the date you paid the tax, whichever is later, if you file a claim for credit or refund after you file your return. Keep records for 7 years if you file a claim for a loss from worthless securities or bad debt deduction."

  • To do's - Papers that need to be dealt with soon, such as bills, school forms, etc. Place these items in a tray, basket or in a folder - whatever is easier for you do deal with.

  • In process - Pending papers can also be placed in a tray, basket or in a folder - again whatever is easier for you do deal with.

  • Keepsakes - Ok this gets a little tricky since I know this can be a sensitive topic. For now let's deal with paper items such as cards, school artwork, etc. Without going into too much detail about each item - keep it to one box per family member. If you're wondering what size box - just make sure each box can be neatly tucked away and is edited as items accumulate.


STEP 2:

Deal with the shred, recycle and scan piles as soon as possible. For filing - label and use general categories but don’t go too crazy with folders and labeling. Also don't use "miscellaneous" as a file name because any and everything will find its way into that file. Complete the to do and in process piles in a timely manner and keep them moving.


STEP 3:

Schedule scanning and shredding on your calendar. You can do this weekly, bi-monthly or monthly depending on what works best for you. Scheduling something on your calendar makes it automatic without delay and prevents piles from stacking up.


OTHER TIPS:

  • Give yourself time (if needed) - When you get started it can be frustrating. Don't give up! If you need to, schedule 15-30 minutes a day and do it in small increments until you’re done.

  • Unsubscribe to mailings using sites such as DMA Choice to remove your name from mailing lists (for a $2 fee) and Opt Out Prescreen for credit card solicitations.

  • Go digital and paperless as much as possible for bills, statements and anything else that is available paperless.

  • Keep important original documents in a fireproof safe and make copies of them just in case.

  • Deal with incoming mail and paper daily.


Have a specific question on paper clutter or need help getting started? Contact me here.




SOURCES: Image 1: Pinterest/Bigso Image 2: Container Store: Bigso Black Woodgrain Desktop File


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